Tracy Strachan

Tracy Strachan

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$498,000

($414,323 down)
FHA

1257 E DARTMOUTH Street, Mesa, AZ 85203

4
3
2,160 sqft
PITI Monthly
$1,872.97 /mo

Listing courtesy of: Luis O Montano, Planet Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,439 /mo
$1,883 /mo

What's Special

MOVE-IN READY
HOME OFFICE
PRIVATE BACKYARD
SOLAR PANELS
NO HOA

Honey, stop the car! This stunning, move-in ready home with NO HOA has everything you've been looking for—and more! Enjoy a bright, open floor plan that flows perfectly into your private backyard oasis, complete with a recently re-plastered POOL just in time for summer! The home's plumbing was fully replaced just two years ago and includes a 20-year warranty for peace of mind. Even better, it comes with owned solar panels—not leased—so you can enjoy lower energy bills without the extra payment. Need extra space? There's a bonus storage room that could easily be transformed into a guest room, home office, or gym—you decide! Come see this gem before it's gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
5 years, 3 months
Monthly PITI
$1,872.97/mo
Estimated Loan Balance
$161,466
Cash to close
$414,323
Interest Paid
$44,521

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Brick Veneer, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Diving Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Brick Veneer, Block
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: PALM GARDENS OF MESA UNIT 4
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $230.56
  • Tax Annual Amount: $1438
  • On Market Date: 2025-03-31T19:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $414,323 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $414,323!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$83,677
Your Cash:$414,323
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,439/mo
Traditional @ 7.15%
$1,927/mo
You save $487/month ($5,845/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6843618

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-17T22:13:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,439 /mo
$1,883 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $414,323 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $414,323!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$83,677
Your Cash:$414,323
Total Purchase Price:$498,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,439/mo
Traditional @ 7.15%
$1,927/mo
You save $487/month ($5,845/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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