Tracy Strachan

Tracy Strachan

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Active

$411,000

($321,438 down)
FHA

3074 Mesa Trail, Flagstaff, AZ 86005

3
2
sqft
PITI Monthly
$731.81 /mo

Listing courtesy of: Christine D Farr, Coldwell Banker Northland

Assumed Rate

2.2%
7.15%

Principal & Interest

$443 /mo
$731 /mo

What's Special

SERENE
SPACIOUS
RENOVATED
LUXURY
CHARMING

Countless hours of love and care have gone into crafting the perfect outdoor retreat, making this home ideal for those who cherish spending time in nature. From the moment you pull up, the welcoming curb appeal draws you in and invites you to see more. Wander along the charming path from the front door, down the side of the home, and toward the peaceful stream-surrounded by a variety of vibrant flowers and lush plants designed to soothe the senses and elevate your outdoor living experience. Inside, you'll find 3 spacious bedrooms and 2 bathrooms. One of the bathrooms has been beautifully renovated, featuring an oversized walk-in shower that adds a touch of luxury. The front bedroom is currently set up as a study, but can be easily converted back into a bedroom. This home truly offers the best of both worlds, serene outdoor beauty and comfortable, functional living spaces. Come experience for your self today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.2
Remaining Loan Term
21 years, 2 months
Monthly PITI
$731.81/mo
Estimated Loan Balance
$93,350
Cash to close
$321,438
Interest Paid
$8,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Manufactured On Land
  • Architectural Style:
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kachina
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $
  • HOA Frequency: $
Location
  • Region: Flagstaff

Financial Details

  • Price per Sqft: $411,000
  • Tax Annual Amount: $801.22
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $321,438 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $321,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.2% Sellers Rate
$89,562
Your Cash:$321,438
Total Purchase Price:$411,000

Assumed vs Traditional Mortgage

Assumed @ 2.2%
$443/mo
Traditional @ 7.15%
$756/mo
You save $313/month ($3,757/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 200221

Listing From: Northern Arizona Association of REALTORS®

Last updated: 2025-04-14T22:52:43.000Z

© , Northern Arizona Association of REALTORS®. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.2%
7.15%

Principal & Interest

$443 /mo
$731 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $321,438 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $321,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.2% Sellers Rate
$89,562
Your Cash:$321,438
Total Purchase Price:$411,000

Assumed vs Traditional Mortgage

Assumed @ 2.2%
$443/mo
Traditional @ 7.15%
$756/mo
You save $313/month ($3,757/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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