Tracy Strachan

Tracy Strachan

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Under Contract

$725,000

($329,685 down)
FHA

7546 S Penrose Court, Littleton, CO 80122

4
3
2,948 sqft
PITI Monthly
$2,663.55 /mo

Listing courtesy of: Seth Sorensen, CO Home Base, LLC

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,791 /mo
$2,955 /mo

What's Special

REMODELED
OPEN CONCEPT
SERENE
SHOPPING
DINING
LUXURY
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
SAFE
SOLAR PANELS

Step into this stunning ranch style home, where thoughtful updates and timeless charm come together to create a warm, welcoming retreat! With every major system updated and extensive investment in high quality renovations, this home offers peace of mind and lasting value. As you enter, the French-door office is just to your left—ideal for remote work. Continue forward into the heart of the home, where new windows allow natural light to pour into the open concept living, dining, and kitchen area. The fully remodeled kitchen features crisp white cabinetry, natural stone countertops, and stainless steel appliances, all anchored by new luxury vinyl plank flooring that runs throughout the main level. This space was designed with entertaining in mind—bright, airy, and connected! Down the hall, you’ll find three bedrooms, including a serene primary suite and two additional bedrooms that share a full bath. A third bathroom is located downstairs, along with a fourth bedroom and a fully finished basement that boasts a second full size kitchen. This rare and versatile setup is perfect for intergenerational living, hosting long-term guests, or creating the ultimate hangout space. Outside, the backyard has been completely reimagined for year-round enjoyment, featuring custom landscaping, low-maintenance design, and multiple gathering zones. Whether you’re grilling with friends or enjoying a quiet morning coffee, this outdoor space is a true extension of the home. With fully paid solar panels, and all major systems updated with convenience and safety in mind, this home offers peace of mind from day one. Located in a voluntary HOA neighborhood, you'll love the proximity to parks, trails, shopping, and top-rated schools—plus easy access to everything Littleton and the south metro area have to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,663.55/mo
Estimated Loan Balance
$503,299
Cash to close
$329,685
Interest Paid
$49,120

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Solar
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oakbrook
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Oakbrook
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Annually
Location
  • Region: Littleton

Financial Details

  • Price per Sqft: $245.93
  • Tax Annual Amount: $4154
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $329,685 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $329,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$395,315
Your Cash$329,685
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,791/mo
Traditional @ 7.15%
$3,065/mo
You save $1,274/month ($15,293/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6945253

Listing From: recolorado

Last updated: 2025-04-14T23:54:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,791 /mo
$2,955 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,685 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $329,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$395,315
Your Cash$329,685
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,791/mo
Traditional @ 7.15%
$3,065/mo
You save $1,274/month ($15,293/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Tracy Strachan(602) 573-1500tstrachan05@gmail.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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